Personal Financial Services
What we could verify
- Registered business?
- Not verified
- CPA license or firm permit?
- Not verified
- Publishes prices?
- Other fees only, no monthly price
- Local or remote?
- Local
- Software?
- None named on its website
2 of 5 answered from a dated source.
Documents 1 of 5 core services; IRS preparer record found for a named person; publishes a starting price.
Score breakdown
Dark bar: points earned. Grey bar: the weight we could check.
Evidence
| Claim | What the source shows | Source | Points |
|---|---|---|---|
| Business name | Personal Financial Services | home page | |
| Website | https://www.personalfinancialservices.net/ | home page | |
| Office locality | Bloomington, IN | home page | |
| Phone | +18128222119 | home page | |
| Offers bookkeeping | Documented: ...education and loves learning something new each tax season. Adrienne Kozacek (she/her) Bookkeeping Assistant Adrienne may have only worked with us since 2019, but she brings more... | /about | |
| Payroll coordination | Documented: ...tax returns Trust and estate tax returns Partnership tax returns S-Corp tax returns Payroll tax returns Tax Preparation Whether you’re paying off debt, planning for retirement, or... | /tax-services | 4 pts (max 4) |
| Local / remote model stated | Local | /about | 3 pts (max 3) |
| Bookkeeping designation (AIPB/NACPB) or IRS preparer record | IRS preparer record for Elizabeth Ruh · Enrolled Agent (on the IRS record) · business name on the record: Personal Financial Services LLC | IRS preparer records Third-party Sep 27, 2026 | 6 pts (max 6) |
| Pricing approach published | Publishes a starting price: "Starting at $3,000" | /retirement-distribution-planning | 6 pts (max 6) |
| What is included / excluded | Documented: ...tax prep or planning help that you need, when you need it. Our a la carte tax services include: Individual tax returns Trust and estate tax returns Partnership tax returns S-Corp... | /tax-services | 5 pts (max 5) |
| Working contact route verified | [email protected] (mail server found) | DNS check Third-party Sep 26, 2026 | 2 pts (max 2) |
| Privacy / data-handling page | Documented: Privacy Policy | /privacy | 2 pts (max 2) |
Checked and not found
- Not documented. Checked 7 pages of the firm's own site on 2026-09-26 (Firm's own website): Monthly bookkeeping (0 pts, max 8); Catch-up / cleanup (0 pts, max 5); AP / AR (0 pts, max 4); Month-end close + reporting (0 pts, max 6); Industries served (documented) (0 pts, max 5); Software supported (0 pts, max 5); Onboarding described (0 pts, max 4); Reporting cadence stated (0 pts, max 4); Named contact / team (0 pts, max 3).
Not verified (not checked yet, so each scores 0 and counts against coverage): Service area; Active CPA firm or individual license (state board) (0 pts, max 8); Current QuickBooks ProAdvisor or Xero advisor listing (0 pts, max 6); Communication channel / process (0 pts, max 3); Entity found in the state business registry (0 pts, max 6); Operating 1+ year (registry formation date) (0 pts, max 5).
Check it yourself on the state's own records: Indiana Board of Accountancy license search and business registry search.
- Bookkeeping designation (AIPB/NACPB) or IRS preparer record: The IRS's public file of active tax preparers (PTIN holders, updated 2026-02-23) lists Elizabeth Ruh under the business name 'Personal Financial Services LLC' in Bloomington, IN. The record lists: Enrolled Agent. It is one individual's IRS preparer record, not a firm license or a directory listing. It does not prove service quality.
- Working contact route verified: The email address the firm publishes is on a domain that accepts mail (MX record present).
Data limitations
- 19 of 21 evidenced items come from Personal Financial Services's own website and are labelled self-reported.
- No ratings or review counts are published here. Why.
Is this your firm?
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