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HAR Financial Services vs Sagacity Tax & Accounting: Services, Pricing and Credentials Compared (2026)

Key Takeaways

  • HAR Financial Services: Evidence Score 61 at 75% coverage. Sagacity Tax & Accounting: 58 at 75% coverage.
  • On price, HAR Financial Services shows pricing we have not verified yet and Sagacity Tax & Accounting says nothing about pricing.
  • By their own account, HAR Financial Services serves healthcare, restaurants and contractors businesses, while Sagacity Tax & Accounting names technology, real estate and law firms.

Sources cited in this article: Firm's own website, IRS preparer records, DNS check, and our published methodology.

At a glance

HAR Financial ServicesSagacity Tax & Accounting
Rank on the Minneapolis-St. Paul area list1 of 172 of 17
Evidence Score (out of 100)6158
Evidence coverage (%)7575
Documented services + buyer fit35 of 40 pts35 of 40 pts
Independently verifiable qualifications0 of 20 pts6 of 20 pts
Operational + pricing transparency22 of 25 pts15 of 25 pts
Verified identity + continuity4 of 15 pts2 of 15 pts
Office locality Minneapolis, MN
Self-reported
Oakdale, MN
Self-reported
Software supported Not documentedQuickBooks Online (5 pts)
Self-reported
Pricing approach published Publishes prices: "$199 /mo" (6 pts)
Self-reported
Not documented
Active CPA firm or individual license (state board) Not verifiedNot verified
Current QuickBooks ProAdvisor or Xero advisor listing Not verifiedNot verified
Entity found in the state business registry Not verifiedNot verified
Operating 1+ year (registry formation date) Not verifiedNot verified

A search that found nothing reads "Not verified": it is not a mark against a firm (how we search).

Full evidence profile: HAR Financial Services · Full evidence profile: Sagacity Tax & Accounting

Where they differ

Scored itemHAR Financial ServicesSagacity Tax & Accounting
Catch-up / cleanup (5 pts) Documented (5 pts)Not documented
Bookkeeping designation (AIPB/NACPB) or IRS preparer record (6 pts) Not verified (searched: IRS preparer records)IRS preparer record for Thomas Charles Lamey · CPA (self-reported to the IRS, not a state license) · business name on the record: SAGACITY TAX AND ACCOUNTING (6 pts)
Reporting cadence stated (4 pts) Documented (4 pts)Not documented
Named contact / team (3 pts) Not documentedMinnesota Twin Cities, CPA (3 pts)
Privacy / data-handling page (2 pts) Documented (2 pts)Not documented

What both document

Monthly bookkeeping; AP / AR; Payroll coordination; Month-end close + reporting; Industries served (documented); Local / remote model stated; What is included / excluded; Onboarding described; Communication channel / process; Working contact route verified

Our read

On the Minneapolis-St. Paul list, HAR Financial Services leads Sagacity Tax & Accounting by 3 points, 61 to 58. Pricing and process transparency separates them most: 22 of 25 points for HAR Financial Services, 15 for the other.

HAR Financial Services works from Minneapolis, lists "$199 /mo" on its pricing and names healthcare, restaurants and contractors among the industries it serves.

Sagacity Tax & Accounting works from Oakdale, says it serves clients across the US, names technology, real estate and law firms among the industries it serves and works in QuickBooks Online.

HAR Financial Services is the one of the two whose site documents a fit for an owner who is behind on the books.

Sagacity Tax & Accounting is the one of the two whose site documents a fit for a business that wants to work remotely.

Frequently Asked Questions

Which is better for catch-up work, HAR Financial Services or Sagacity Tax & Accounting?

HAR Financial Services says it does catch-up or cleanup work; we hold no such evidence for Sagacity Tax & Accounting.

Do HAR Financial Services or Sagacity Tax & Accounting publish prices?

HAR Financial Services shows pricing we have not verified yet, and Sagacity Tax & Accounting says nothing about pricing. Each profile quotes the page the wording came from.

Where are HAR Financial Services and Sagacity Tax & Accounting based?

Both appear on the Minneapolis-St. Paul list: HAR Financial Services lists an office in Minneapolis, and Sagacity Tax & Accounting lists one in Oakdale.

Sources and further reading

Dates are when we checked. Report an error.

  1. Firm's own websiteChecked Sep 26, 2026 to Nov 12, 2026
  2. IRS preparer recordsChecked Sep 27, 2026
  3. DNS checkChecked Sep 26, 2026 to Oct 20, 2026
  4. How the Evidence Score worksBookkeeping Index methodology
  5. Commercial disclosuresBookkeeping Index